We built RateSqueezer for directors and self employed borrowers, that the big banks did not cater for.
A Time And A Place
Low Doc or Alt Doc loans are pretty much essential for many self employed. When purchasing a home or refinancing for home improvements, if two years company/partnership/trust tax returns are not available, low doc loans can assist with funding, when needed.
We have helped many self employed with obtaining finance with a low doc loan, so they can get on with life and not worry about finance.
Served Your Time?
Whilst Low Docs are very important to SMEs, they do come with a premium pricing. If you have had your loan for over 12 months and maintained a good repayment history, it may be possible to refinance to more mainstream rate, without financials. For this to happen, we need to verify that in refinancing we can (1) reduce your interest rate, (2) reduce your monthly repayment and (3) reduce the term of your loan term
Australia has millions of self-employed workers, business owners, and company directors. Yet the traditional banking system doesn’t really cater for them by often needing 2 years company/partnership/personal tax returns. Often this is not available at the time of when finance is actually required.
So this is why many borrowers have taken a low doc loan in the first place.
RateSqueezer was founded with one purpose: to level the playing field. For borrowers who originally took out a low doc loan to get their loan over the line, but now want a better deal.
Personalised advice for every borrower
No two situations are the same — we treat yours that way
Lending to the Self-Employed is what we focus on. Understanding financials is a complex process and we have the experience to do it.
Relationships with specialist lenders who actively want to lend to self-employed borrowers.
Every situation is unique. We take time to understand your income structure and find the right solution.
Most clients settle within 3–6 weeks. We handle the complexity so you don't have to.
Completely free with no obligation. Once we understand your circumstances and requirements, we can then work out next steps.
Completely free with no obligation. You get our advice before you commence the process.
We review your situation: loan balance, property value, current rate, and monthly repayment.
We explain your realistic savings (if any), how much that is per month and over 2 years. We will also advise you if you put that savings back into your mortgage, how much sooner your loan term will end.
If you wish to proceed, we prepare and submit your application, managing every step with the lender on your behalf.
Your new loan settles, your rate drops, and your monthly repayments decrease.
Free assessment, honest advice, no pressure.
Residential - Commercial.Australia's specialist Low Doc / Alt Doc / No Doc broker for the self-employed, business owners, and company directors.
SERVICES
QUICK LINKS
GET STARTED
Free assessment. No credit check. Response within 1 business day.
Powered by Guardian National Mortgage. Australian Credit Licence 446047
*Fees, charges and lending criteria applies