FAQs

Everything you need to know about:

  • How To Refinance Your Low Doc Loan Without Financials
  • Low Doc / Alt Doc [Refinancing / Debt Consolidation / Purchasing]
  • No Doc – Commercial Refinancing

Refinancing &/Or Purchasing

01. Can I refinance my Low Doc Loan without tax returns?

Yes you can but we have to ensure your new loan has a lower interest rate, lower monthly repayment and that we can shorten your loan term.

02. Can I refinance if I'm behind on tax returns?

Yes. This product can assist you if you are behind on completing your tax returns

03. How long does the process take?

Most clients settle within 3-4 weeks from initial enquiry

04. How much could I save?

On a $600,000 loan, reducing by 1% saves over $500/month. Contact us for your personal quotation.

05. Is the initial assessment free?

Absolutely. Your assessment has no cost and no obligation. 

06. Can I increase my loan amount, for home improvements or debt consolidate?

The Low Doc Exit Strategy does not allow for borrowing additional money for any purpose.

We can however, possibly assist you with a new low doc loan if you want to refinance and equity release additional funds or purchase a home or investment property

07. Can I refinance my commercial property without financials?

Yes you can consider refinancing your commercial property without tax returns, but if you do have financials, you will likely get a better interest rate and lower fees and charges.

Still Have Questions?

Our specialist team can answer any question about your specific situation.